Chevy Chase and ChexSystems?
I have a Chevy Chase Checking Account, and I had 4 transactions of less than $10 and they charged me an additional $35 for each transaction. Now, I owe them $174 ASAP. I%26#039;m a full-time college student and I cannot afford to just let them have $174 right now. They said that if I dont pay it, my account will be closed and I MIGHT be reported to ChexSystems. I dont really care about opening another checking account because I am also with Navy Federal Credit Union and have been with them for over 5 years, NFCU is my MAIN bank. Chevy Chase, for me, was just more convenient because they have a branch at my school. Are the consequences with ChexSystems bad if I take about 3 months to pay them the $174? Or should I just ask my friends and family (and get hell for it) to loan me the money and get it paid off asap?
Pay them as quickly as possible. You never know when messing with a bank will come around in the future and bite in the .... where you least want it.
They didn%26#039;t charge you $35 for a debit card transaction. They charged you an overdrawn fee. Keep track of what%26#039;s in your account
Ask you family and friends to borrow the money and get it over with, and then pay them back. It%26#039;s not worth the hassle.
Answer Over!
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