I had my car repossessed about 7 yrs ago, I had a co-signer also, is 7 yrs past

I had my car repossessed about 7 yrs ago, I had a co-signer also, is 7 yrs past the point that its closed? I had a Jeep repo%26#039;d about 7yrs ago, I had a co-signer on it as well who lied to me %26amp; told me he paid it off when they auctioned it %26amp; sold it %26amp; then he went into the Army, well I have found out that he lied %26amp; he didnt pay it off. Ive had bill collectors try to call %26amp; send bills in the mail over the past 7 yrs %26amp; Ive never contacted them nor do I plan on it. My co-signer drove the Jeep anyways so I feel he%26#039;s responsible, not me. I heard that 7 years is the point where they cannot get you for the debt anymore, they have even sent a few letters trying to make a deal w/ me on drastically lowering the debt. Im unemployed so paying it isnt a option. Does anyone know if 7 yrs is the point where the debt is gone %26amp; void? Thanks

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2 days ago

I am not the co-signer, an ex boyfriend was %26amp; I live in Ohio. Thanks for your answers, I will def look into those links!

A car loan would be a written contract or promisary note which tend to have much longer SOL than open contracts. You could still be within the SOL and they could sue you.

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