Should i pay off the $35 amount that was sent to collections?

Should i pay off the $35 amount that was sent to collections? okay so i reviewed my credit report and it was good but i had a $35.00 fee that was sent to collections its not for a credit card it from an insurance company yeah its a long stroy but to make it short i refuse to pay them but now i%26#039;m debating if i should, so i%26#039;m asking you should i pay this $35? its been more than six months since it was sent to collections i didn%26#039;t even know about it untill when i reviewed my report? should i pay it or not?

Additional Details

2 days ago

what is the # to contact collections, and what should i say exactly? thanx guys!

Best Answer

dont pay it, if you pay it youll be admiting your at fault and the negative mark will remain on your credit report for 7 plus, instead dispute it,and keep disputing it till they remove it

Asker's Rating:

thanks...............i agreed with you!!!

Other Answers (6)

• Do you owe the $35? If not dispute it with the credit bureaus. If you owe it, pay it. It willl hurt your credit to have a collection account on there.
• Yes! Anyone that runs a credit report on you (loan or job) is going to see you don%26#039;t pay your debts. Pay it and have them mark it paid in full.
• less trouble to just pay the bill..i know how you feel..happens to the the best of us. it would cause you more headache to prove that you are right :)
• I would if I were you.
  Cheaper and easier to do it at $35 than after collections gets on it--they can literally find ways to tack hundreds on to it.
• Contact the collection agency and offer to pay the $35 if they will delete the item off your credit file.

Answer Over!
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