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How long would it take a $10,000 check to clear?
How long would it take a $10,000 check to clear? My grandmother recently sent two checks actually. A $5,000 check in my name and a $5,000 check in my mothers name. But we are putting all the money in my account in my name. Does anybody know how long...
Could you refund something in Wal-Mart (Canada) then buy the same product immedi
Could you refund something in Wal-Mart (Canada) then buy the same product immediately afterwards? The point to that is I paid for this telephone in cash and I want to pay it by credit card, because there is a 1-year extended warranty when paying it w...
How do you check the amount of money in your prepaid Visa?
How do you check the amount of money in your prepaid Visa? i got it from walmart and i want to know how much money is in it right now how do i do that? Best Answer check on an ATM machine. mostly you will be charged if you check from other banks mach...
Credit Report Question?
Credit Report Question? If someone runs my husband%26#039;s credit report, will my name and/or credit report automatically pop up or would I actually have to be on the application? Also, would his credit report show his marital status? (I%26#039;m in...
Debt Consolidation...?
Debt Consolidation...? Does anyone have any advice on debt consolidation? I want to learn everything I can about it before I take the leap to do it, what are the best companies, pros and cons...stuff like that. I haven%26#039;t been able to work for...
What happens when you go over your credit card limit?
What happens when you go over your credit card limit? I have discover and bought a big item today and accidentally went about $20 over my limit. I just realized it and paid half of the bill to get my spending limit back down and not be in the negativ...
Anybody had a positive experience w/ bankruptcy?
Anybody had a positive experience w/ bankruptcy? My husband and I owe about 80,000 in car and credit card debt and have considered ch. 13 bankruptcy. If you did ch. 13, how did they work your payments out? were they extremely high? our income is abou...
Okay, I need help deciding on whether or not to get a credit card!?
Okay, I need help deciding on whether or not to get a credit card!? I am an Undergraduate student at University of Lethbridge. I would like to get a credit card for everyday purchases, so I can strengthen my credit. I have heard that you are only cha...
Will Ford finance bad credit?
Will Ford finance bad credit? I am looking to buy a 2009 Ford Escape next year but was wondering what scores Ford Finance generally aproves. I could go through my personal bank and put $20,000 down however; that money will be in a CD until June 09. I...
Why is my bank keeping a charge on hold?
Why is my bank keeping a charge on hold? I paid to get some minutes for my Tracfone. In any case, I made the payment but the minutes were not added to my phone. For those of you who don%26#039;t know, Tracfone is a %26quot;pay as you go%26quot; phone...
Should I contact the original creditor (XYZ Hospital) or the collection agency l
Should I contact the original creditor (XYZ Hospital) or the collection agency listed on my credit report? I am trying to clear up my credit report and I%26#039;m confused. I have my credit report (equifax) and it lists my %26quot;collections%26quot;...
Prepaid credit cards?
Prepaid credit cards? so do they sell pre paid credit cards at walmart? and can you buy stuff online with that???if you can you just type the numbers like a normal credit card right??cause i want to buy so much stuff online but i dont wanna keep aski...
Debt consolation?
Debt consolation? does debt consolation hurt your credit? Asker's Rating: Thank You sooooooooo much for the answer. Other Answers (4) no it doesnt hurt your credit..Bankruptcy hurts your credit. consoladating is just a loan for a lump sum that pays o...
I just got a carecredit card and have a question?
I just got a carecredit card and have a question? I want to use it at my dentist tomorrow, he accepts it, do I just use it like a normal credit card or do I need to bring anything else with me. I remember when I activated my account there was a page...
Should i pay off the $35 amount that was sent to collections?
Should i pay off the $35 amount that was sent to collections? okay so i reviewed my credit report and it was good but i had a $35.00 fee that was sent to collections its not for a credit card it from an insurance company yeah its a long stroy but to...
Credit card question: 0% vs. 2.99%?
Credit card question: 0% vs. 2.99%? My credit card company is offering me two balance transfer options: 0% for 1 year (after 1 year the remaining balance returns to 14.9%) or 2.99% until the balance is paid off. My balance would start at $18,000. I w...
Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan
Fico score of 683, but Wells Fargo denied car loan. Can I get a pre-appro. loan elsewhere? Fico of 683, but WFargo denied me a pre-approved car loan due to bankrupcy 4 yrs. ago and a charge-off on a car loan to another bank 6 yrs. ago. My credit sinc...
What can I do to increase my score as a student who needs student loans?
What can I do to increase my score as a student who needs student loans? My credit score is dropping from student loans! I%26#039;ve still got a lot more college to go and I%26#039;d like to continue after I get my bachelors. What can I do to increas...
I had my car repossessed about 7 yrs ago, I had a co-signer also, is 7 yrs past
I had my car repossessed about 7 yrs ago, I had a co-signer also, is 7 yrs past the point that its closed? I had a Jeep repo%26#039;d about 7yrs ago, I had a co-signer on it as well who lied to me %26amp; told me he paid it off when they auctioned it...
Does anyone know of a business that will consolidate old debt and make it one mo
Does anyone know of a business that will consolidate old debt and make it one monthly payment? i am talking about debt that is in collection/trying 2 clean up credit? How to Stop Escalating Debt You can also look here for tips on earning some extra c...
Questions for people that had bad credit...?
Questions for people that had bad credit...? 1. how long did it take to fix your credit? 2. How did you do it? 3. What perks, besides better credit, did you get upon fixing your credit? 4. When you first started working on your credit, when did you s...
What is the best Credit Card Reward Program?
What is the best Credit Card Reward Program? I am looking for a new credit card and am just wondering if anybodys nows of the best rewards programs availiable. Anybody now of a high % cashback program card. American Express also has another %26quot;b...
Chevy Chase and ChexSystems?
Chevy Chase and ChexSystems? I have a Chevy Chase Checking Account, and I had 4 transactions of less than $10 and they charged me an additional $35 for each transaction. Now, I owe them $174 ASAP. I%26#039;m a full-time college student and I cannot a...
I have a few closed credit cards (consumer requested) that still have a high bal
I have a few closed credit cards (consumer requested) that still have a high balance? Actually all my cards have a high balance. Should I focus on paying off the open or closed cards first? Best Answer The closed ones are already on your credit repor...
Is it true everytime a company checks my credit score the score will get lower?
Is it true everytime a company checks my credit score the score will get lower? Hi guys! Right now I am looking for a used car, and of course, everytime I go to the company they always want to check my credit score. But. I heard that everytime a comp...
Can people use visa gift cards to purchase things online?
Can people use visa gift cards to purchase things online? thank you in advance From what i understand you can use it just as a credit card when shopping on line and when you check out you select Visa as your payment method. The only difference betwee...
Credit card query?
Credit card query? I am looking at signing up for a new credit card with the sole purpose of taking money from this card to pay off an existing credit card.I am not too sure of what to look for in terms of 0% balance transfer rate and/or 0% introduct...
Wrong utility bill?
Wrong utility bill? I am having a disagreement with the gas company over a utility bill. I know they are overcharging me (by about $100) but they refuse to remove the charge. I could simply pay the bill and sue the company for the payment (and I woul...
When can i re-finance my car loan to a lower interest rate?
When can i re-finance my car loan to a lower interest rate? my interest rate is currently 25% ...which makes my car payment very high....it%26#039;s killing me actually and i was thinking about taking the car back...but i don%26#039;t want a repo on...
Does anyone knows if my credit score will be affected if I don't pay my cel
Does anyone knows if my credit score will be affected if I don%26#039;t pay my cell phone bill ? ... ever. Thank you My company is charging me an amount I know it%26#039;s not accurate ( but It has happened before and I always ended up paying for it,...
Creditors Harassing me?
Creditors Harassing me? I am 14 days past my due date on a personal like of credit. and creditors have been calling me 4-5 times per day. Ive told them i would make a payment thursday the 25th (tomorrow) and to stop calling me and they get REALLY rud...
Visa - Bad Debt?
Visa - Bad Debt? Here is my question. I have a visa which was classified as a bad debt. I have since called and made payment arrangements with them. I told them I would pay them $100 a week and they said yes, it was a temporary agreement and if I mad...
Need help with debt agency ?
Need help with debt agency ? Do they involved people to investigate us, because we didn%26#039;t pay their debts? Additional Details 2 days ago they are hassassing me at my job and home. governs how a collection agency can try to collect a debt. One...
If on your visa gift card its say it expires 2/11.. when does it expire??
If on your visa gift card its say it expires 2/11.. when does it expire?? I got a visa two visa gift cards for my birthday On one it say it expires 2/11 and on the other it says 07/10 when do the expire. I am soo confused Please HELP ME!!! Best Answe...
How does a creditor post items to your credit report?
How does a creditor post items to your credit report? I live in Arkansas and I recently bought some property from a used car dealer in Texas. I paid on time every month and when I had extra to pay, I paid it. I had it financedfor 5 years but I paid i...
Why did u.s treasury....?
Why did u.s treasury....? made a dime the smallest coin then it goes 10,1,5,25 order being smallest to largest? serious answers please...
CRedit Question... Please HELp!!?
CRedit Question... Please HELp!!? I recently was denied credit. Does anyone know how I can get my credit report fo free from all 3 credit co? I heard that if you have been denied you have the right to get a copy of your cridit report for free. .. Tha...
How do I get a credit card company to remove some late fees and interest?
How do I get a credit card company to remove some late fees and interest? I had this credit card a couple of years ago, and when I got married and moved out of state, I notified them of my change in address. I did not realize that there was a balance...
Can't pay back pay day loan Money Mart Oshawa Ontario?
Can%26#039;t pay back pay day loan Money Mart Oshawa Ontario? I am about to have an outstanding debt with Money Mart (in Oshawa Canada). The cheque is going to bounce...I%26#039;m an idiot, I know. Single mom trying to make ends meet, while paying a...
Can you put a down payment on a house with a credit card?
Can you put a down payment on a house with a credit card? I%26#039;ve got all of this open credit because I%26#039;ve been paying off my debt. But because I%26#039;ve been paying off my debt I have no cash. Please advise. Thank you. Best Answer You d...
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