Best Answer
It depends upon the benefits on your policy.If your insurance policy covers 100% of surgery charges in general, then it may cover 100% of a lap band surgery. (Provided that there%26#039;s no exclusion and you meet the medical criteria.)
But, if your policy%26#039;s benefit level is 90% for surgery, then you%26#039;d have to pay 10%. Or 80%-20%, etc.
So, to answer your question, sure...its possible that someone out there has 100% coverage for a lap band surgery. If they are on a policy that covers surgery 100% with no deductible. And their policy doesn%26#039;t exclude bariatric surgery. And they get medical prior approval for the procedure. 15 years working for health insurance companies and medical providers
Other Answers (3)
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No. Health insurance rarely covers 100% of anything.
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No. All elective procedures will have a copay.
agent, 21+ years
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