Why does the insurance company make offers when dealing wit ha case?

Why does the insurance company make offers when dealing wit ha case? IS IT ALWAYS BETTER TO REFUSE THE FIRST OFFER ,FROM THE INSURANCE, CAN I TRUST MY LAWYER ON THAT ? WHEN SHOULD I TAKE THE OFFER FOR SETTLEMENT????

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The first offer that the insurance co. makes is they feel you will take the money and run by doing this they don%26#039;t have to pay for your future medical bills on your injury In turn saves them money
The insurance co. does not care about you or anybody else
that gets injured on the job. This has nothing to do with your
employer but they will talk trash about you. They have nothing to say about what the insurance co.
is doing. They are out of the picture.Your attorney with a work comp injury. Is payed 12to16% of what you get each time you get a lump sum of money. I%26#039;m going to talk about your attorney and what his job is and what your job is. What I%26#039;m going to tell you is what i found in my research. Don%26#039;t think that the attorney is going to tell you everything that you are entitled to
there is to much to list.1) you get paid buy the mile to any where you have to go concerning your injury to pick up meds,
to the doc, therapy and so on keep a journal of everything your pain from day to day this will help your doc. treat you and your settlement. 2) When the doc asks you how you feel
ALLWAYS tell him how you feel on your worst day make it sound like its that day even if its not this again will help with your case.3) when you ask or request something from your
attorney do it in writing aways have a paper trail an aways
have a copy for your records keep track of everything.
4) Take care of your injury remember its your body. The better you take care of it the less problems you will have down the road.5) Your attorney and the insurance co. will send you to a neutral doc. one that has no ties with your case.but aways
remember when they ask you how your doing add 10 fold
to your pain this a must to help your clam. They only know
what you tell them they will try and think they do but how can they your the that%26#039;s in pain and have to live with the injury.
6)Now about how the money game is played. first they will
try to cash you out this includes medical and injury.Don%26#039;t do it
split it up see how much they will give you on the injury only.
talk with your attorney about this don%26#039;t take the first one unless
he thinks you can%26#039;t get much more remember he gets payed by how much you get.7)The medical part see how much they will give you keep it separate from the injury your the only one
that feels the pain if you feel that you might have troubles down
the road don%26#039;t cash out. they have to pay all bills on your injury
the more bills they have to pay the higher your settlement
go to the emergency room for pain, see your doc. more often
remember tell them how bad it really hurts on your bad day which is ever day. They only know what you tell them.
8) get on line or go to the library you need to do your research
now you have the basic idea on how it works you will find there is more rights that the injured worker has
Take care 20year vet of a back injury and i still get around pretty good after 2 back surgeries i still have down days .all in all life%26#039;s good

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Why does the insurance company make offers when dealing wit ha case?

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